| |
Minimum Balance |
Monthly Fee |
Earns Interest |
Overdraft Privilege |
Added Benefits |
|
Simply Free Checking |
None |
None |
No |
$100.00 |
Descriptive Statement (check
safekeeping) |
|
X-tra Value Checking |
$500.00 |
$5.95 if balance falls below minimum |
Yes |
$500.00 |
Competitive interest rates
Check Imaging |
|
Smart Money Checking |
None |
$12.95 |
Yes |
$700.00 |
Competitive interest rates
Free Bill Pay
Check Imaging
Free Value Package
Free VIP Package |
|
Wall Street Checking |
$10,000.00 |
$17.95 if balance falls below minimum |
Yes |
$800.00 |
Premium interest rates with higher balances
Free Bill Pay
Free specially designed checks
Check Imaging
Free Value Package |
60 Preferred Checking
(must be 60+ years of age) |
None |
None |
No |
$500.00 |
Free specially designed checks
Check Imaging |
Elite Club Checking
(must be 50+ years of age) |
$5,000.00 |
$14.95 if balance falls below minimum |
Yes |
$700.00 |
Higher interest rates
Free Bill Pay
Free specially designed checks
Check Imaging
Free Value Package |
|
All transaction accounts are automatically assigned an overdraft
privilege (Bounce Protection Limit). Bounce Protection is an overdraft
privilege requiring no action on your part. You do not have to sign
anything. We reserve the right to limit participation to one account per
household and to discontinue this product without prior notice. For
additional information refer to our Understanding Your Deposit Brochure that
explains our Bounce Protection Customer Overdraft Policy.
OTHER FEATURES
All other personal checking accounts receive the following:
- Unlimited Check Writing
- Free Internet Banking
- Free ATM/Debit Card with no annual fee
- Free Redicall 24-hour account information
- Check/Debit Card buy back program: $1.00 per pad of checks, $5.00 per
debit card maximum benefit - $10.00
OTHER ACCOUNTS
MONEY MARKET INVESTMENT ACCOUNT
- Competitive tiered money market rates
- Minimum balance of $1,500.00 to earn interest
- No monthly charge with minimum balance of $2,500.00
- $10.25 per month if balance falls below $2,500.00
- Six pre-authorized withdrawals (includes 3 checks) per statement cycle
- $12.00 per withdrawal that exceeds the limit*
- Unlimited "in-person" withdrawals
REGULAR SAVINGS
- Competitive interest rates
- No monthly charge with minimum balance of $200.00
- $3.00 per month if balance falls below $200.00
- Fee of $3.00 for each withdrawal over one during month
- No monthly charge for minor accounts
CDs & IRAs
- Competitive interest rates
- Low opening balance
- Flexible terms
*The government’s Federal Reserve Regulation D limits preauthorized or
telephone transfers to six per month and no more than three of these can be
checks or drafts. There are no regulatory limitations on withdrawals made in
person or by mailed instructions.
SPECIAL ACCOUNT FEATURES
VALUE PACKAGE COMPONENTS ($4.95 PER
MONTH)
Getting everyday value from your checking account has never been easier
with the VALUE package from Cameron State Bank.
Click here to learn more.
- $10,000 Accidental Death & Dismemberment Insurance
- Identity Theft Insurance - up to $5,000
- Everyday Rebates Program
- Savers Club
- Payment Card Protection
- Purchase Protection
- Child ID Network
- No Fee Travelers Checks
- Free Notary
- 50% off First year Safe Deposit Box Rental
VIP PACKAGE COMPONENTS ($4.95 PER
MONTH)
The benefits you receive through the VIP package save you time and money, and provide you with
additional peace of mind. Click here
to learn more.
- $20,000 AD&D Insurance with $100,000 Common Carrier
- Bonus Travel
- Vision Program
- Prescription Card Program
- Get Up and Go Program
- Medical Emergency Data Card
- Key Ring Registration
 Call RediCALL for 24-hour
account information
Lake Charles
Area-------310-7334
Outside
Lake Charles---1-877-296-0466(Toll
Free)
Any Deposit is a
Safe Deposit; We're FDIC Insured
|
Equal Housing Lender
