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COMMUNITY LENDING PRODUCTS

Community Home Buyers Program

My Community Mortgage

  • 3% down payment on single family residence
  • Must be a first time homebuyer
  • Homebuyers education certificate required
  • Borrower's income can not exceed 100% of area median income or 115% in HUD non-metropolitan areas
  • Credit Score of 700 required for Loan-To-Value greater than 80%
  • Total Debt to income not to exceed 45%
  • Two (2) months of mortgage payments in reserves required
  • Mortgage Insurance required on Loan-To-Value greater than 80%

 

 

Cameron State Bank
P.O. Box 7980
Lake Charles, La. 70606-7980


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